Be prepared for the underwriting process with this type of group coverage.

After producing rates, the insurer will use discretion to reject or accept risks through the underwriting process.

"What information could this form be supplying that a prudent bank wouldn't already be asking for in its underwriting process?"

But this "one-size-fits-all" form may not tally with each insurer's own underwriting process, so the premium could change when you apply for cover.

But the rise of the Internet now offers issuers and buyers at least the potential to streamline the underwriting process.

But perhaps the increased rigor of the underwriting process is not a bad thing for investors.

Brokers can also check the status of their clients' applications throughout the underwriting process, perhaps speeding things up if necessary.

And the underwriting process is hobbled by outdated regulations and Government interference.

It was based on an assumption that the private lenders could oversee most of the underwriting process, credit checks and appraisals without Government supervision.

The chargeback risk is the largest part taken into consideration during the contract application and underwriting process.