While the Court of Appeals ruling did not reverse current underwriting practices, insurance industry officials said it brought New York in line with most other states.

The Euromarket provides strong evidence that participants will behave prudently even when market entry is unrestricted and underwriting practices are largely unregulated.

The Office which regulates the savings industry, alleged that "material facts" involving risky underwriting practices and an overstated financial position should have been disclosed to it.

Among other problems, the company faces a number of investigations of its underwriting practices.

In the lawsuit, Countrywide asserts that the Pollards did not follow its underwriting practices.

Appraisals provide vital market information, helping assure safe underwriting practices and that adequate collateral stands behind each loan.

The emphasis on underwriting practices is a distinctive feature of the proposals in Minnesota.

Ahmanson is also seeing benefits from a change in its underwriting practices, tightening lending standards for home buyers with less than 20 percent down beginning in 1990.

The guidance is tougher than it sounds, because bank examiners use it when they scrutinize an institution's loan portfolio and underwriting practices.

Legislation in Albany would preserve the plans by restricting the unfair underwriting practices of commercial insurers, who would no longer be able to reject unhealthy subscribers.