Several insurers, he added, said they would consider selling coverage, at a cost two or three times higher than what he had been paying.

The insurance companies that sell coverage to protect against problems with land titles on homes and other property are coming under new regulatory scrutiny.

However, only a handful of states require insurers to sell coverage on this basis in the individual health insurance market.

A big difference is that the others routinely refuse to sell new coverage.

Few insurers in the travel area sell coverage against company failure and those that do define their liability narrowly.

And they won't sell if they feel that they have already sold too much coverage in one area.

He often sells coverage for worst-case scenarios, which seldom happen.

Nationwide and some other companies also refuse to sell or renew coverage when a dog has attacked someone.

But because of his big dog, he said, he could not find an agent who would sell him coverage.

Agents also sell life insurance and other personal coverage.