Fitness-conscious King Broadcasting is one of the companies that have cut medical costs significantly by switching to a self-insurance program that divides savings between the company and employees.

To make sure that insurance is available and to fight rising rates, the trade group is developing a self-insurance program for the parks to underwrite their own liability risk.

Joseph E. Seagram & Sons Inc., will lend $12 million to a new liquor industry group to create a self-insurance program for bars, restaurants and package stores.

As he had done in Mobile, he started a self-insurance program in the archdiocese and improved the retirement program for lay employees.

On February 21, 2006, the Archdiocese announced that it had reached settlements with several victims worth an estimated five million dollars, which will be paid from the Archdiocese's self-insurance program.

Employers must insure their liability for these benefits through a commercial insurance policy, a self-insurance program, or membership in a professional employer organization or group self-insurance association.

Insurers seek such niches because of slow growth, or even shrinkage, in many other lines of insurance, as more companies adopt self-insurance programs.

The Office coordinates the purchase and service of all insurance policies and administers the Department's self-insurance program.

Employee benefits self-insurance programs are often underwritten by captive insurance companies formed, owned and managed by corporations in both on-shore and off-shore captive domiciles.

In this way, corporations are able to manage their financial exposure to the self-insurance program without buying commercial insurance.