If the family seeks to buy private insurance, insurers cannot refuse coverage for a child's pre-existing medical conditions.

If this deadline is overlooked, insurance companies may refuse coverage.

Because of this, insurance companies have begun refusing coverage, he said.

Perhaps the insurance officials refused coverage on this theory.

Under the act, and health care providers will no longer be able to refuse coverage to anyone based on their past medical experience.

Almost every company that provides health care coverage in Kentucky has the right to refuse coverage.

Chubb's approach is to continue to refuse coverage in the riskiest situations.

But again, anyone over 45 or in poor health may be refused conventional coverage.

First, the law bars insurance companies from refusing coverage to people with preexisting conditions.

An insurance company refusing coverage due to a known risk is the canonical example.