While activity in the corporate market has increased recently, interest rates are still uncomfortably high for many potential borrowers.

This might happen, for example, if there were not enough potential borrowers of a satisfactory credit standing.

The fact that a lot of potential borrowers are waiting in the wings is putting pressure on rates.

South Korean banks have long had their own shortcomings - like virtually no serious credit analysis of potential borrowers.

Perhaps this all sounds too good to be true, And for some potential borrowers it is.

Lines of credit give the potential borrower the right - but not the obligation - to borrow within a specified time period.

Some lenders may also require a potential borrower have one or more months of "reserve assets" available.

Application The first step in the official loan process to gather and record information about the potential borrower.

After the informational meeting, we visited several households and interviewed half of the potential borrowers.

This is, of course, in reference to potential borrowers who may have had poor credit but were able to find financing with Ameriquest.