He also shows that home prices, when adjusted for inflation, have produced very modest returns of less than 1% per year.

But the modest financial returns proved inadequate, and maintenance of the buildings suffered.

With a modest return of risk appetite, financials were among the best performers.

But we've contained our costs, and we feel there's a good chance for a modest return.

"We just have to set our sights on more modest returns."

Here is a man who spent 40 or 50 years serving the people for modest returns.

The two eventually teamed up for a while with another Internet company for a more modest return - a guarantee of about $10,000 a month.

The program offers local organizations a well-supported intern who provides a modest return on investment.

When taxes, interest and a modest return are added in, the cost of operating such an apartment, owners estimate, is $465 a month.

The capital markets looking ahead will provide modest but decent returns.