"You'll get a larger refund if you do."

If a large refund is due, change the number of exemptions on your W-4 withholding form.

And others said that America Online's policy of giving the largest refunds, about $40, to the smallest users was unfair to those who had suffered the most.

For example, accountant prepares tax-payer's taxes, finding a way to get him an unusually large refund.

However, in the case of some refundable credits such as the earned income credit, a large refund can be due even if no withholding is made.

This time, Hernandez used other individuals personal information, instead of her own, to obtain large refunds.

They attract new clients by promising large refunds.

They would simply be put in the position of asking for larger refunds each year.

"A lot of people have large refunds coming," Mr. Ochsenschlager said.

If you get a large refund every year, go to your personnel office and change your withholding.