But trying to move from group coverage into the individual market when we were older might be much harder.

The first is to make sure that everybody has access to some kind of group coverage; insurance simply doesn't work for the isolated individual.

The industry is fighting a proposed requirement that companies selling individual health insurance must offer policies to people losing group coverage.

Be prepared for the underwriting process with this type of group coverage.

"The only way I can get health insurance is through group coverage," he said.

The American health insurance system is based primarily on group coverage provided by employers.

Any group coverage over this amount is deemed a benefit for which the employee must pay.

More: There's the skyrocketing price of insurance for people who can't get group coverage.

Some professional and alumni organizations offer group coverage for members.

Until now, artists may have been unaware of the group coverage available to them.