However, this does not guarantee that creditors of a business will get their money back.

The most senior creditors will likely get paid all of the principal they lent and perhaps the interest due.

Today, the creditor is getting only 30 percent of face value.

What's driving the critics is not concern with how much the creditors get.

In return, the creditors would get stock, making them owners of the airline.

They think some unsecured creditors may get only 60 cents on the dollar.

But most creditors got back ninety cents on the dollar.

Rules apply and each creditor gets a percentage of what they are owed.

Each creditor gets a percentage of what they are owed.

If the creditors can't get all their money back, they will take the loss and be forced to be much more cautious the next time.