But they have only 60 days in which to alert the credit-card company.

"There's really not much out there because people usually follow the advice of the credit-card companies and cut them up," he said.

But credit-card companies have created a strange business, in which there's a fine line between good and bad customers.

Ultimately, it may not matter which credit-card company gets the customer's money.

They always said that the only people who benefited from plastic were the credit-card companies.

I can go to the Washington Police, but the credit-card company is in another state.

For exact fees, check with your bank or credit-card company.

Credit-card companies affiliated with airlines offer miles because they, too, are trying to win customers.

By week's end, a credit-card company had promised $700,000 for a parade in Manhattan.

The credit-card companies charge high fees and the verification office is only open from 9am to 5pm.