Largely because it seems to be in no one's financial interest (except the covered workers') to do so.

If a covered worker dies, his or her spouse and children may receive survivors' benefits.

Today 95 percent of covered workers participate.

The contract raised the pay of the 1,800 covered workers to $18 an hour plus benefits worth about $4 an hour.

Widows of covered workers were allowed to retire at 62 without the reduction in benefits.

I and all other covered workers are receiving valuable benefits now.

The average earner represents a worker who earned the average of covered workers under Social Security each year.

More than half of American workers in the private sector are not covered, and many covered workers cannot afford unpaid time off.

Federal pension regulations include safeguards intended to ensure that employers do not abandon covered workers.

We were concerned that the heads of poor families would lose out to spouses or children of covered workers.