A spokesman for Unisys said that the company had erred in projecting more sales of its 1100-line computers than it had actually been able to make.

Computer security experts said today that the company had erred in making unauthorized electronic funds transfers far too easy.

Regardless of its motives, the company erred on the side of excluding, rather than including, God, which is happening with increasing frequency in our society.

In both neighborhoods, he said, the company may have erred by not talking enough with the public.

"Generally, when the company errs, it errs on the side of being ham-handed," he said.

Harry Freeman, an executive vice president for American Express, said the internal studies showed that the company had not erred.

Mr. Stock said that the company would "err on the side of the motorist" in judging whether a car owner qualifies for reimbursement.

He also said that he thought the company had erred in hiring a large number of new sales representatives.

This year, the company may have erred in the other direction, with some indications of spot shortages.

While there continues to be disagreement over whether such activities fall under the city's lobbying law, the aides said the company erred on the side of disclosure.