The bank was adapted from a Belgian banking model.

Let depositors decide which banking model they wish to support.

Civic Banking is an innovative banking model.

"However, few companies, to date, have effectively blended a securities and commercial banking model."

The share price volatility over the past few years suggests to us that there is very little diversification benefit from the universal banking model.

Argentaria started out with a federated banking model.

Operates with a commercial banking model concentrating on retail and corporate customers.

Retail banking model for customers operating in the financial markets via Internet.

The integrated banking model, which combines the best of commercial and investment banking, is better.

"There will be changes to the banking model, but not fundamental changes," Bair recently conceded.