Some places and artists sell tickets through their own Web sites, allowing fans to avoid extra fees.

By forming their own exchange, the five companies avoid such fees.

You can also use online bill payment programs to save on stamps and avoid late fees.

The rest can be paid by debit card or bank transfer to avoid fees.

Paying your balance in full each month is no longer a sure way to avoid fees, the article points out.

An adult would need $50, with varying minimum balances to avoid fees.

She suggests avoiding fees by taking out more money from your own bank at one time.

How can you organize your bills to make sure you pay them on time and avoid late fees?

"Those consumers are looking for the added convenience of a service like this" and avoiding late fees that average about $11 a month.

If you want to avoid both additional fees and mathematical headaches, apply on your birthday.