The law makes certain lending practices illegal and, under some circumstances, allows borrowers to claim predatory lending as a defense in court against foreclosure.

Zopa gets a 1 percent fee from borrowers, but beyond that allows lenders and borrowers to set rates themselves in its online marketplace.

Moratoriums typically give battered economies some wiggle room by allowing lenders and borrowers to renegotiate loans.

That's why we are allowing borrowers to cap federal student loan payments at 10 percent of their discretionary income.

Lenders say mortgage insurance allows borrowers with little money for down payments to become homeowners.

The Federal Reserve today cut a key interest rate to zero, allowing borrowers to get money for nothing.

Refinancing, which allows borrowers to better the interest rates they got in the past, now makes up 55 percent of today's mortgage business.

These include new training opportunities for dislocated workers and a change in student loan programs that allow borrowers up to 25 years to repay the Government.

She had got one from the lending library, which allowed borrowers to check out costumes or reticules designed for parties.

The latter has allowed borrowers to take our mortgages that are larger both as a multiple of income and as a proportion of property valuation.