His main task, the official said, is to build good relations with local governments and to coordinate the bank's affordable-housing programs.

Resolution Trust is providing seller financing for many of its commercial properties but so far little in the affordable-housing program.

"We've had an affordable-housing program for 20 years."

The pool of people eligible for affordable-housing programs has grown in recent years to include many in what was considered the middle class.

The affordable-housing program here is far from the first in the region.

This is about $15,000 a unit greater than is usual in New York City's affordable-housing programs.

A. We've got to find a way to break the noose of our suburban and rural towns which are not participating in affordable-housing programs.

The state does just that in several affordable-housing programs.

But it's nothing like the affordable-housing program.

The normal limit in affordable-housing programs is 33 percent.