"It's not about beauty or anything else," Ms. Darling said.

"It is a great thing that most working people do not take advantage of," Ms. Darling said.

"I think the greatest shortcoming is people not thinking of us as being a business," Ms. Darling said.

Current programs serve mothers who do not hold jobs, but Ms. Darling said that the principles could be applied to a program at work sites.

"There's no functioning individual market" for insurance, Ms. Darling said.

Ms. Darling had enough struggles to turn her into Superwoman.

The daughter of a minister, Ms. Darling, 28, was a spiritual person.

It seemed to tell Ms. Darling that she was on the right path.

"Science is moving faster than most people realize," Ms. Darling said.

"On the news all you ever hear are voices from the extreme end of the spectrum," Ms. Darling said.