Insurance regulators say they have not received any complaints about the brotherhood, which has coordinated about $14 million in subscription payments this year alone.

Typically these libraries were run by booksellers and relied on a subscription payment by their members.

But in fact, the journals receive billions of dollars in subscription payments derived largely from public funds.

However, Nauru fell behind on its subscription payments, and reverted to a special member in July 2005.

Households on welfare may be excused from the subscription payments.

Ms. Pofeldt found the experience of collecting subscription payments from customers to be very frustrating.

The magazine did not have a precise publishing schedule, but depended on subscription payments.

Some will be available only through subscription payments.

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